Finance your next H2O DESIGNS project with HFS!

Low-Fixed
Rates

Enjoy market-leading rates and fixed repayments.

Direct-To-Consumer Funded

Take full control over
your loan.

Personal
Loans

Borrow without affecting your home equity.

Same-Day
Qualifications

Prequalify for your loan options in minutes.

Terms Up To
30 Years

Lock in your rate so you can budget with confidence.

Inquiring Won't Impact Your Credit Score

Check your rate with no risk to your credit.

We offer financing

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

  • Finance projects up to $25,000*
  • Terms from 3 to 60 months*
  • APRs range from 0 to 35.9%*
  • No hidden fees or compounding interest

Prequalify today with no impact to your credit and contact us to learn about financing your next project!

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs." .

Wisetack Logo

We offer financing

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

  • Finance projects up to $25,000*
  • Terms from 3 to 60 months*
  • APRs range from 0 to 35.9%*
  • No hidden fees or compounding interest

Prequalify today with no impact to your credit and contact us to learn about financing your next project!

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs." .

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Serving Lexington & Central Kentucky.

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