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Financing Options

Finance Your Dream Backyard Pay No Interest for 18 Months or Interest Rates as Low as 5.99%

Note: You will be taken to Synchrony’s secure application site for loan approval when you click “Apply Now”

Click A Plan Option Below to See Details

Financing Payment Estimator

Calculations are based on Financed Amount of $10,000. All monthly payments shown are an estimate only.
PLAN 605 - NO MONTHLY INTEREST IF PAID IN FULL WITHIN 18 MONTHS

On purchases with your Synchrony Bank Credit Card. $29 Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full.

Making the Minimum Monthly Payment will not pay off the purchase within the promotional period.

Estimated Payment Information (Equal Payments)

  • Optional Equal Monthly Payments – $555.56
  • Payoff Period – 18 Months
  • Total Payments – $10,000.00

Estimated Payment Information (Fixed)

  • Fixed Monthly Payments – $250
  • Payoff Period – 104 Months
  • Total Payments – $26,000.00

Optional Equal Monthly Payments

  • May be greater than the required fixed monthly payment that will be on your billing statement for the amount to be financed.
  • Equal the Amount Financed divided by the number of months in the promo period.
  • Would pay off the amount to be financed within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time.

PLEASE NOTE: If the amount to be financed is not paid in full within the promo period, interest will be charged to your account from the purchase date.

Fixed Monthly Payments
The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

PLAN 602 - 37 MONTHS @ 5.99% APR
On purchases with your Synchrony Bank credit card. $29 account activation fee may apply. Fixed monthly payments equal to 3.00% of promo purchase amount until paid in full.

​Estimated Payment Information

  • Fixed Monthly Payments – $300.00
  • Payoff Period – 37 Months
  • Total Payments – $11,100.00

The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

Interest will be charged on promo purchase from the purchase date at a reduced 5.99% APR and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval

PLAN 604 - 61 MONTHS @ 7.99% APR
On purchases with your Synchrony Bank credit card. $29 account activation fee may apply. Fixed monthly payments equal to 2.00% of promo purchase amount until paid in full.

​Estimated Payment Information

  • Fixed Monthly Payments – $200.00
  • Payoff Period – 61 Months
  • Total Payments – $12,200.00

The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

3​Interest will be charged on promo purchase from the purchase date at a reduced 7.99% APR and fixed monthly payments are required equal to 2.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval

PLAN 600 - 132 MONTHS @ 9.99% APR
On purchases with your Synchrony Bank credit card. $29 account activation fee may apply. Fixed monthly payments equal to 1.25% of promo purchase amount until paid in full.

Estimated Payment Information

  • Fixed Monthly Payments – $125.00
  • Payoff Period – 132 Months
  • Total Payments – $16,500.00

The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

Interest will be charged on promo purchase from the purchase date at a reduced 9.99% APR and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval

Get the Backyard of Your Dreams with Promotional Financing through Synchrony.

Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management

Subject to credit approval. Minimum monthly payments required. See store for details.

For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.#183a5b